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IDENTITY THEFT

WHAT TO KNOW

WHAT TO DO



What is Identity Theft ?

Identity theft is a serious crime. It can disrupt your finances, credit history, and reputation, and take time, money and patience to resolve. Identity theft happens when someone steals your personal information and uses it without your permission.


Identity thieves might:


How to Protect Your Information


If Your Identity is Stolen...


Flag Your Credit Reports

Call one of the nationwide credit reporting companies, and ask for a fraud alert on your credit report. The company you call must contact the other two so they can put fraud alerts on your files. An initial fraud alert is good for 90 days.

Order Your Credit Reports

Each company's credit report about you is slightly different, so order a report from each company. When you order, you must answer some questions to prove yur identity. Read your reports carefully to see if the information is correct. If you see mistakes or signs of fraud, contact the credit reporting company.

Create an Identity Theft Report

An Identity Theft Report can help you get fraudulent information removed from your credit report, stop a company from collecting debts caused by identity theft, and get information about accounts a thief opened in your name. To create an Identity Theft Report:
  • file a complaint with the FTC at ftc.gov/complaint or 1-877-438-4338; TTY: 1-866-653-4261. Your completed complaint is called an FTC Affidavit..

  • take your FTC Affidavit to your local police, or to the police where the theft occurred, and file a police report. Get a copy of the police report.

The two documents comprise an Identity Theft Report.


Red Flags of Identity Theft

  • mistakes on your bank, credit card, or other account statements
  • mistakes on the explanation of medical benefits from your health plan
  • your regular bills and account statements don't arrive on time
  • bills or collection notices for products or services you never received
  • calls from debt collectors about debts that don't belong to you
  • a notice from the IRS that someone used your social security number
  • mail, e-mail, or calls about accounts or jobs in your minor child's name
  • unwarranted collection notices on your credit report
  • businesses turn down your checks
  • you are turned down unexpectedly for a loan or job



Jackson County Sheriff's Department
4012 Lafayette Street
Marianna, Florida 32447

Call Us At 1-850-482-9624 or Fax Us at 850-482-1097